A New Roof Without the Huge Upfront Cost
Financing options for roofing and solar — so a roof that needs work doesn't wait.
Repairs and Replacements
Financing can cover an emergency leak repair, a full re-roof, underlayment replacement or a solar system.
Work Now, Pay Over Time
A leak doesn't wait for the next monsoon. Financing lets the work happen on the roof's schedule instead of the budget's.
Straight Answers First
You get the written scope and price before any financing conversation, so you always know what the work itself costs.
Price First, Then Payment
- We inspect and give you a written scope with line-item pricing.
- You decide what work you actually want done.
- If you want to spread the cost, we walk through the options available for your project.
- Any lender application, approval and terms come from the lender, not from us.
- Work is scheduled once you've signed the contract you're comfortable with.
Enhancify matches your application against multiple lenders at once, so one application can return several offers. Approval, rates and terms are the lender's decision, not ours.
Pepla Roofing is a roofing contractor, not a lender or a broker. Financing is arranged through Enhancify and is subject to their credit approval, rates, terms and program availability. We don't guarantee approval or any particular payment amount. Deposits and payment schedules follow your written contract and Arizona contracting law.
Get Your Written Price
Start with a free inspection and an honest scope. Payment options come after you know the number.
Financing Questions
Do you offer financing?
Yes — we offer financing through Enhancify. Enhancify sends your application to several lenders at once, so one application can come back with more than one offer. We'll walk you through what's available for your situation, plus any payment schedule we can set up directly in your contract.
Does Pepla lend the money?
No. Pepla Roofing is a contractor, not a lender. Financing is arranged through Enhancify and funded by third-party lenders — approval, rates and terms are theirs to set, not ours.
Will applying affect my credit?
That depends on the lender and the type of application. Enhancify and the lender will tell you whether it's a soft or hard credit check before you commit — ask first if it matters to you.
What if I don't qualify?
We'll still work with you on the scope. Sometimes the answer is phasing the work, repairing now and replacing later, or focusing on the areas that are actually failing.
Is a deposit required?
Deposits and payment schedules are set out in your written contract before work starts. Arizona law limits how much a residential contractor can collect up front, and we follow it.